For commercial Criteria Commercial loans may be granted to retail or wholesale merchants for the purpose of purchasing commodities for resale which are considered necessities or semi-necessities and are of general acceptability and quick turn-over Mode/terms of payment DailySemi MonthlyMonthlyQuarterlySemi Annual requirements/Conditions Business Permit, DTI Registration Financial Statements for loan above P500,000.00 Cash Flow Statement AFS (above 3M loan) Income Tax Return Downloadable Form Loan form.pdf