Leading community-driven banking in Northern Luzon. We provide secure financial solutions built on the strength of our cooperative members.
Starting March 15, 2025, the Maximum Deposit Insurance Coverage (MDIC) provided by the Philippine Deposit Insurance Corporation (PDIC) increased from ₱500,000 to ₱1,000,000 per depositor, per bank.
Read MoreThe Bangko Sentral ng Pilipinas (BSP) has officially launched the #BSPSecuriTips campaign for 2026 to help clients identify and report phishing attempts...
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Upholding transparency and unwavering ethical standards in every financial relationship.
Full adherence to regulatory frameworks to ensure the safety and security of our partners.
Driving innovation to provide top-tier rates and services that empower our community.
Dedicated to being the premier choice for regional banking excellence across Luzon.
Ilocos Consolidated Cooperative Bank (ICCB) was established by cooperative leaders dedicated to empowering the communities of Northern Luzon. As a consolidated cooperative bank, we combine the strength of multiple cooperatives to provide comprehensive financial services that meet the diverse needs of our members.
Regulated by the Bangko Sentral ng Pilipinas (BSP) and registered with the Cooperative Development Authority (CDA), ICCB upholds the highest standards of governance, transparency, and financial security. Our cooperative structure ensures that every member has a stake in our success and a voice in our direction.
From farmers seeking agricultural loans to entrepreneurs building their dreams, ICCB provides accessible, affordable, and personalized financial solutions that drive rural development and community prosperity.
Founded by visionary cooperative leaders committed to rural development.
Fully compliant with regulatory standards for your security.
Every member is an owner with a voice in shaping our future.
Recognized for excellence in cooperative banking.
An empowered and sustainable Bank in Luzon.
Experience the cooperative advantage with ICCB — where every member matters and your financial well-being is our priority.
Your deposits are protected up to ₱1,000,000 by the Philippine Deposit Insurance Corporation.
As a cooperative, we prioritize our members' welfare over profit. Your success is our success.
With 15+ branches across Ilocos and Luzon, banking services are always within your reach.
We understand your unique needs and offer customized financial products tailored for you.
Democratic management ensures accountability, transparency, and fair treatment for all members.
Experience faster loan approvals and efficient service from our dedicated team.
From savings accounts to business loans, ICCB offers comprehensive financial products designed for individuals, farmers, and entrepreneurs.
Start your savings journey with our flexible regular savings account.
Accessible savings account with no maintaining balance required.
Flexible financing to support farming and agri-business needs.
Capital assistance to help small businesses grow and expand.
Financing for medium to large enterprises, including expansion and working capital.
Affordable vehicle financing with flexible payment terms.
Eco-friendly financing for green and sustainable projects.
Special loan program for veterans and pensioners.
Loan assistance for Overseas Filipino Workers and their families.
Finance your dream home with affordable housing loan options.
Estimate your monthly payments and total loan cost interactively.
Fixed Rate: 15% per annum
Standard fixed rate applies to all listed financial products for easy planning.
Estimated Monthly Payment
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*Quoted loan amount and monthly amortization are indicative only. Final loan amount, monthly amortization, and applied rate shall be confirmed in your loan documents upon loan approval. Final loan approval is subject to submission of required documents and the Bank’s policies.