GROW YOUR BUSINESS WITH US
We welcome you to become a part of our growing institution! At Ilocos Consolidated Cooperative Bank, we treasure and value your financial savings plans as a crucial step in securing your future.
We are committed to providing strong support for your business endeavors through affordable and accessible financing options tailored to your needs.
ABOUT US
ILOCOS CONSOLIDATED COOPERATIVE BANK (ICCB) was originally conceptualized by several cooperative leaders headed by Former Congressman Engr. Jose R. Ping-ay as the initiator & founder of the consolidated bank. At first, there were five coop banks in Region I made an arrangement to form a consolidated cooperative bank in order to strengthen the power of cooperative banks in the region with the guidance of Bangko Sentral ng Pilipinas.
Powered by People, Driven by Trust
ICCB is more than a bank , it’s a growing community built on cooperation, commitment, and care.
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RUBEN R. HABON
President
Message from our president
“Ilocos Consolidated Cooperative Bank is the outcome of the consolidated effort of two Cooperative Banks located at the Ilocos Region, The Management would like to extend it’s gratitude for the continuous trust and support from all of it’s Member-Stockholders, Board of Directors, Depositors, Borrowers, Officers & Employees, especially for their unrelenting efforts to promote the betterment of the Cooperative Bank.
As the economy endures on the new challenge brought by this world-wide pandemic, we commit ourselves to be your partner bank in taking up the challenge and emerge through difficulties. bank aims to further widen its operation through the entire North Luzon to reach and deliver its offered services especially to the rural areas. Through your entrusted confidence and God’s blessings, may we all prosper as one.”Message from our Chairperson to the 8th anniversary of Ilocos Consolidated Cooperative Bank (ICCB)
To our dear cooperative members, partners, stakeholders, and the entire ICCB family:
Warm greetings of solidarity and prosperity!
It is with great pride and heartfelt gratitude that I join you all in celebrating the 8th Founding Anniversary of Ilocos Consolidated Cooperative Bank (ICCB).
This milestone marks not only the passage of time, but also the continued success and resilience of an institution born out of unity, trust, and the unwavering commitment to cooperative development in Northern Luzon.
Since our official recognition in 2017 and the beginning of operations in December of that year, ICCB has steadily grown in strength, reach, and service. With a solid foundation of over hundreds of member cooperatives, we have expanded our operations, increasing in branches, and offering essential banking and financial services that uplift our cooperatives and their communities.
DIVINA C. QUEMI
Chairperson
Messages from Our Esteemed Guest Speakers
At ICCB’s 6th Annual Regular General Assembly Meeting, our distinguished guest speakers shared powerful messages of progress, unity, and cooperative growth. Their words continue to motivate our journey towards building a stronger, more inclusive financial future for all..
Chairperson of CDA
USEC. ALEXANDER B. RAQUEPO
My warmest congratulations to the Board of Directors, Officers, and Members of Ilocos Consolidated Cooperative Bank (ICCB) on your 6th year in advancing cooperativism and serving as an instrument of social equity and economic empowerment. With this year’s theme,”ICCB: Empowering Our Members and Building a Better Future,” is ultimately seizing the opportunity to shape a better and more resilient future
Regional Director of CDA - Region 1
ATTY. FREDERICK JOE ROBLES
Warmest Congratulations to the Ilocos Consolidated Cooperative Bank, its Board of Directors, Management, Staff, and All Member-Owners on the occassion of your 6ht Annual Regular General Assembly Meeting. This Gathering marks another milestone in your continuing journey of Cooperative Banking Built on Trust, Solidarity, and a shared vision of inclusive growth for the Ilocano people.
Governor of Ilocos Sur
JEREMIAS "JERRY" SINGSON
Cooperatives are more than financial institutions: they are pillars of empowerment resilience, and shared prosperity. They are living proof that when people come together, they create something stronger than the sum of their individual efforts. My warmest congratulations to the Ilocos Consolidated Cooperative Bank (ICCB) fir your commitment to empowering members and building a better future a mission that aligns perfectly with aspirations of every Ilocano.
City Mayor of Candon
HON. ERIC D. SINGSON
To the officials of Ilocos Consolidated Cooperative Bank, led by your President Mr. Ruben R. Habon, to all stakeholders, and to everyone attending the 6th Annual Regular General Assembly Meeting of ICCB, congratulations on reaching yet another meaningful milestone. This microfinance project was designed to support livelihoods, enterprise, and the agriculture sector, a vital part of our recovery and rebuilding initiatives in the wake of the pandemic.
Latest news and Advisories
Our Featured Services
We deeply value your hard-earned money. That’s why we provide you with the opportunity to become an INVESTOR and/or a DEPOSITOR, allowing you to earn competitive dividends and/or attractive interest rates, respectively.
Savings Deposit
Time Deposit
Agricultural Loan
Sustainable Financing
ILOCOS CONSOLIDATED COOPERATIVE BANK
FREQUENTLY ASKED QUESTIONS
Here are some frequently asked questions (FAQs) to help you better understand the services, offerings, and important information about ICCB:
When is the Cooperative Bank open?
Office Hours from Monday through Friday, 8:00 am to 5:00 PM
Banking Hours from Monday Through Friday, 9:00 am to 3:00 PM
What are the requirements when opening a Savings/Time Deposit account?
Valid Identification card and Three (3) copies of 2×2 pictures.
What are the requirements when applying for loan?
It will depend upon the kind of loan stated in our Services Portion, in addition to the list, the following are the basic requirements:
- Valid identification card
- Tax Identification Number
- Three copies of 2×2 ID pictures.
Are my deposit accounts PDIC insured?
Yes, The Philippine Deposit Insurance Corporation (PDIC) has announced an increase in the Maximum Deposit Insurance Coverage (MDIC).
Starting March 15, 2025, the MDIC will increase from Five Hundred Thousand Pesos (Php 500,000) to One Million Pesos (Php 1,000,000) per depositor, per bank. This adjustment is intended to enhance the protection for all banking depositors.
With higher deposit insurance, you can grow your savings with even greater peace of mind knowing your money is well protected.
Are my loan accounts insured?
Yes, each individual customer’s account is insured by the bank to an acceptable insurance company.
Can i open an account if I don't live in the Philippines?
Yes, provided that the depositor is a permanent resident of the bank’s area operation (Luzon) and have submitted the required documents in opening an account. Prior to the interview using the Information and Communication Technology (ICT).
What types of savings accounts does ICCB offer?
ICCB offers:
- Regular Savings Accounts
- Time Deposit Accounts
Can I apply for loans online?
Currently, loan applications must be submitted in person at your nearest ICCB branch. This is to ensure that all required documents and verifications are properly completed.
How can i find an ICCB branch?
To find a branch near you, visit the Branches page feature on the ICCB website.
