Leading community-driven banking in Northern Luzon. We provide secure financial solutions built on the strength of our cooperative members.
Whether you're growing a farm, building a business, buying a vehicle, improving your home, or managing an important personal need, ICCB offers loan solutions designed around different Filipino financial goals.
Start with an indicative amount and term, then discuss the right loan product with an ICCB loan officer.
Explore the main loan categories and learn what each option may be suited for. Product availability, eligibility, loan amount, collateral and documentary requirements may differ.
Support your farming activities with financing designed around eligible agricultural production needs.
Financing support for eligible livestock activities, farm operations and related production needs.
Give your business room to grow with financing for eligible working capital, operating and expansion needs.
Flexible financing support for eligible personal, household and family-related needs.
Make transportation plans more achievable with financing for eligible vehicle-related needs.
Financing support for eligible projects and investments that promote sustainability, resource efficiency and responsible growth.
Financing support for eligible housing projects, improvements and other home-related financial goals.
Start with your goal. From there, you can identify the loan category that may be worth discussing with an ICCB loan officer.
Explore agricultural and livestock financing for eligible production, farm inputs, livestock and related operating needs.
Consider business and commercial financing when your next step involves working capital, equipment, inventory or expansion.
Personal, family, vehicle and housing options can support eligible personal milestones and household financial goals.
Loan planning isn't only about getting an amount. It's about understanding what you're borrowing, why you need it, and how the repayment fits your plans.
ICCB positions its banking services around cooperative members and communities in Northern Luzon.
Use the indicative calculator to understand a possible monthly payment before discussing your application.
Agricultural, business, personal, vehicle and housing needs can be evaluated through the appropriate loan category.
Enter a sample loan amount and term to see an indicative payment estimate.
Adjust the amount and repayment term to explore different scenarios.
Important: This calculator provides an indicative estimate only. The actual loan amount, applicable interest rate, monthly amortization, fees, collateral requirements, approval and repayment schedule will depend on the applicable ICCB product, assessment and final loan documents.
Prepare your documents, visit an ICCB branch and work with the bank through the application process.
Start by completing the applicable loan application form.
Bring your documents and discuss your loan requirements with ICCB staff.
Submit your completed application and required supporting documents.
The current ICCB page indicates a review period of about 3–5 business days.
Once approved, complete the required documentation and receive the approved funds.
Having your basic documents ready can make your branch visit easier. Additional requirements may apply depending on the loan type and amount.
Use this checklist as a starting point. Your loan officer can provide the complete requirements for your specific product.
Make sure the loan application is properly completed before submission.
The current ICCB page lists a valid government-issued ID, with two copies.
Examples listed by ICCB include a COE, payslip or permit.
Prepare a document that can support your current billing or residential address.
The current Loans page presents agricultural, livestock, business and commercial, personal and family, vehicle and housing-related loan categories. Specific products, eligibility and requirements should be confirmed with ICCB.
No. The calculator is intended for planning only. The actual loan amount, amortization, applicable rate and other terms are confirmed through the bank's final assessment and loan documents.
The current ICCB Loans page says the review takes approximately 3–5 business days. Actual processing time may depend on the completeness of documents, product requirements and bank review.
Not necessarily. ICCB states that additional requirements may vary depending on the loan type and amount. Ask the branch for the product-specific checklist.
Know your intended purpose, estimate the amount you need, prepare your basic documents, review your expected payment, and discuss the appropriate loan product with an ICCB loan officer.
Start with an estimate, explore the loan options, then visit your nearest ICCB branch to discuss your specific financing needs.