Building a Stronger Community, One Member at a Time
Ilocos Consolidated Cooperative Bank (ICCB) was established by cooperative leaders dedicated to empowering the communities of Northern Luzon. As a consolidated cooperative bank, we combine the strength of multiple cooperatives to provide comprehensive financial services that meet the diverse needs of our members.
Regulated by the Bangko Sentral ng Pilipinas (BSP) and registered with the Cooperative Development Authority (CDA), ICCB upholds the highest standards of governance, transparency, and financial security. Our cooperative structure ensures that every member has a stake in our success and a voice in our direction.
From farmers seeking agricultural loans to entrepreneurs building their dreams, ICCB provides accessible, affordable, and personalized financial solutions that drive rural development and community prosperity.
Cooperative Foundation
Founded by visionary cooperative leaders committed to rural development.
BSP & CDA Regulated
Fully compliant with regulatory standards for your security.
Member-Centric
Every member is an owner with a voice in shaping our future.
Award-Winning
Recognized for excellence in cooperative banking.
Our Vision
An empowered and sustainable Bank in Luzon.
Our Mission
- To provide financial products and services and help in the countryside development.
- To develop partnership with stakeholders for economic endeavors.
- To provide career development for employees and officers of the bank.
- To undertake community efforts consistent with our Vision statement.
Financial Solutions for Every Need
From savings accounts to business loans, ICCB offers comprehensive financial products designed for individuals, farmers, and entrepreneurs.
Savings Products
Regular Savings
Start your savings journey with our flexible regular savings account.
- ₱500 initial deposit
- ₱500 minimum balance to earn interest
- PDIC insured
Basic Savings
Accessible savings account with no maintaining balance required.
- Initial deposit up to ₱500
- No maintaining balance
- No dormancy or maintenance fees
- Max deposit ₱50,000
Loan Products
Agricultural Loan
Flexible financing to support farming and agri-business needs.
Business Loan
Capital assistance to help small businesses grow and expand.
Commercial Loan
Financing for medium to large enterprises, including expansion and working capital.
Car & Motorcycle Loan
Affordable vehicle financing with flexible payment terms.
Sustainable Financing
Eco-friendly financing for green and sustainable projects.
PVAO Loan
Special loan program for veterans and pensioners.
OFW Loan
Loan assistance for Overseas Filipino Workers and their families.
Housing Loan
Finance your dream home with affordable housing loan options.