Housing Loan
Build, buy, or renovate your dream home today. We offer flexible terms and competitive rates to help you provide a better future for your family.
Build Your Future Home
At Ilocos Consolidated Cooperative Bank (ICCB), we turn your homeownership dreams into reality. Whether you are building from the ground up or purchasing a ready-for-occupancy unit, we are with you every step of the way.
Capital for building your dream home on your own land.
Financing for residential lots or house-and-lot units.
Funds for home improvements, extensions, or major repairs.
Take advantage of better rates to pay off existing loans.
Eligibility & Requirements
- ✅ Filipino citizen, up to 65 years old
- ✅ Gainfully employed or stable business
- ✅ Min. 2 years work stability
- 📄 TCT/CCT Title & Tax Dec
- 📄 Proof of Income (Payslip/ITR)
- 📄 Bill of Materials (for construction)
How to Apply
Process designed to be simple and transparent.
Download Form
Fill out the form and prepare property docs.
Consultation
Meet with our loan officers for discussion.
Inspection
Our team will evaluate the property site.
Approval
Once approved, funds are released.